Dr. Quratulain Zafar, Dr. Haris Mehmood, Dr. Surayya Jamal, Muhammad Ali, and Rimsha Shabbir. 2026. “AI Capability, Risk Management and Financial Performance: Evidence from Islamic Banks”. SOCIAL PRISM 3 (6): 83-107. https://doi.org/10.69671/socialprism.3.6.2026.157.